South Mount — America's Favorite Small Business Capital

9:41

penrose 123

Step 1 of 3 · Live call

South Mount AI Advisor

On the line · 00:38

“Based on your revenue, you're pre-approved for $85,000.”

Won't affect your credit · picks up instantly

Step 160 seconds

Call our AI Advisor

Picks up instantly — 24/7, zero hold. Tell it your numbers and it runs your pre-approval on the spot. No forms. No credit pull.

9:41

penrose ✓23

Step 2 of 3 · Confirmed

Your terms, confirmed.

Amount$85,000

Monthly revenue$70,000

Time in business3 years

Marcus · your advisor

Reviewing with a live underwriter · calls you back in minutes

A real human signs off on every file

Step 2< 5 min

A human confirms your terms

Your pre-approval goes straight to a real underwriter, and your dedicated advisor calls back with final terms. No algorithm decides alone.

9:41

penrose ✓✓✓

Funded

APPROVED

You're in. Your wire is on the way.

Funds land in your business checking before close of business today.

Wire sent · today at 3:02 PM

Your advisor's direct line stays open

Step 3Same day

Funded same day

E-sign your offer and we wire the funds to your business checking before close of business. Your advisor stays one call away.

Includes: your advisor's direct line

The South Mount promise

Three things we
will always do.

A human answers.

Every call ends with a real person who knows your file — never a phone tree.

Terms before you sign.

Every number, every date, in writing, before any commitment. No surprises, ever.

Funded before close of business.

Approved and signed by the afternoon means money in the account by the evening.

Why South Mount

We're not a bank.
That's the point.

The bank

South Mount

Decision time

Weeks of committees

Minutes on the phone

What counts

Your credit score

Your whole business

Collateral

Required, appraised, held

Revenue-based options

Paperwork

Stacks of it

One conversation

Hours

Branch hours

9–9 ET, real humans

One call · every option

35 financing products.
One specialist. One call.

Your dedicated specialist checks you against every product on the desk — and shows you the exact rates and terms you qualify for.

Working capitalRevenue-based financingEquipment programsGrowth capitalBridge capitalInventory financingInvoice factoringPayroll coverageExpansion capitalFranchise fundingSeasonal capitalEmergency capitalMarketing capitalRenovation fundingFleet programs+ 20 more on the call

Texas ✦ Florida ✦ Ohio ✦ Georgia ✦ Michigan ✦ Arizona ✦ Tennessee ✦ Carolina ✦ Nevada ✦ Indiana ✦ Missouri ✦ Colorado ✦ Texas ✦ Florida ✦ Ohio ✦ Georgia ✦ Michigan ✦ Arizona ✦ Tennessee ✦ Carolina ✦ Nevada ✦ Indiana ✦ Missouri ✦ Colorado ✦

California ✦ New York ✦ Illinois ✦ Pennsylvania ✦ Virginia ✦ Washington ✦ Oregon ✦ Alabama ✦ Kentucky ✦ Oklahoma ✦ Kansas ✦ Iowa ✦ California ✦ New York ✦ Illinois ✦ Pennsylvania ✦ Virginia ✦ Washington ✦ Oregon ✦ Alabama ✦ Kentucky ✦ Oklahoma ✦ Kansas ✦ Iowa ✦

All 50 states. One phone number.

Funding that moves like your business does.

Call our AI Advisor

A human confirms your terms

Funded same day

Three things we
will always do.

We're not a bank.
That's the point.

35 financing products.
One specialist. One call.

Capital to keep your

growing

How much do you need?

Call our AI Advisor.
Know your number now.

Call our AI Advisor

A human confirms your terms

Funded same day

Three things wewill always do.

We're not a bank.That's the point.

35 financing products.One specialist. One call.

Capital to keep your growing

How much do you need?

Call our AI Advisor.Know your number now.

Three things we
will always do.

We're not a bank.
That's the point.

35 financing products.
One specialist. One call.

Capital to keep your

growing

Call our AI Advisor.
Know your number now.